mortgages in Spain, spanish mortgage 
Finance in Spain .com

Mortgages in Spain, Spanish Mortgage advice from an independent Mortgage Broker.

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Spanish Mortgage, View of Puebla Aida, Costa Del Sol, Spain
Welcome to Finance In We want to help you achieve your dream
Looking for a mortgage in Spain? We cover the whole of Spain, from Malaga to Barcelona, from the Canaries to the Balearics, from Jerez to Santander. We help clients from all walks of life and all areas of the globe to achieve a Spanish mortgage.

Buying a property anywhere is daunting. To then complicate matters, you wish to buy in a foreign country. We at ‘financeinspain’ are experienced and knowledgeable in the Spanish mortgage market place, we only do Spanish mortgages and our 14 years of ‘getting it right’ will give you the confidence to explore this opportunity further. It is important to research what can or cannot be achieved. You must not be afraid to ask as many questions as you can.
"My wife and I have been holidaying in Alicante for years and earlier this year spotted a villa that we fancied buying. Knowing that the Spanish banks have very strict criteria we thought it wise to use a mortgage broker. I made a few enquiries but the thing that stood out with Ian was ‘no upfront fee’. He was the only one to offer this..." read more
I have banks in Spain that now encourage new enquiries, they want to lend money at competitive rates to the right people. That could be you.
You can contact us by enquiry, email, or telephone. Even if you only want to ask what you may consider a ‘stupid’ question, no question is stupid if it sets your mind at ease or enables you to decide that buying a property in Spain is RIGHT or NOT for you.

We are independent Spanish mortgage brokers, we are very straight talking. If we do not think it is right for you, we will tell you so. No point in pursuing a mortgage that cannot be achieved. That is simply wasting yours and our time.

No fee is payable to us until we provide you with a FULL mortgage offer. Do NOT pay to undertake an application............what if it is declined? Where is the incentive for the broker to pursue this further if they have already been paid a 'non refundable deposit'?
70% Loan to Value mortgages (purchase price). Rates from 1.6% plus annual euribor (t’s and c’s apply)
60% Loan to Value mortgages (purchase price). Rates from 1.5% plus annual euribor (t’s and c’s apply)
Fixed mortgage rates available from 2.65%
60% mortgages to release funds to renovate existing property or buy a new property

Need Help or have a question? Click here for our enquiry form and one of our advisors will be in touch right away.

  Our Background
We have been operating in this market for almost 14 years now. We are professional in our approach, but we will not hold back on our comments as to the viability of what you are looking to do. As mentioned before, we don’t wish to waste either yours or our time in pursuing a loan that is not achievable. In saying that though, we will always endeavour to find a solution if there is one to be found. As one of my bank managers succinctly put it. (in the best translation available)

"Our goal should be to convert impossible things into simple ones and not to make something which is very simple in to something impossible."

Ian Warner is one of our senior advisors. Ian was a bank manager with NatWest for 23 years before moving to Spain with his family some 14 years ago. He operates now between the UK and Spain offering advice to both new and existing clients.

Finding the best loan for each client is a challenge. Each client is unique and should be treated as such. Surround yourself with professional people and that will limit your potential to fail’

Contact us for our current offers and the latest interest rates.

You can use our calculator to work out the cost of your loan

You can also find the latest financial news of interest to the Spanish financial market
Ian Warner - Mortgage Advisor